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Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.
Total Loss
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.
Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.
Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.
Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.
Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Insurer
The insurance company providing the insurance.
Negligence
The absence of ordinary care.
Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.
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